1. Acceptance of Terms
By installing the KaDaPoints browser extension, accessing KaDaPoints.com, or otherwise utilizing any KaDaPoints product or service, you legally agree to be bound by these Terms of Service in their entirety. If you do not agree with any part of these terms, you must not install the extension or use the website.
These terms constitute a binding agreement between you and KaDaPoints. Your continued use of our services following any revision to these terms indicates your acceptance of the updated terms.
2. Description of Service
KaDaPoints is an informational dashboard and comparison media network. We provide dynamic reward evaluation, historical offer benchmarks, and shopping checkout spending advice to help you make more informed decisions about publicly available credit card offers.
You expressly acknowledge and agree that KaDaPoints is NOT a financial institution, bank, credit card issuer, lender, or a legal or tax advisor. Nothing we present constitutes financial, legal, or tax advice. All content is provided strictly for informational and educational purposes, and you are solely responsible for any financial decisions you make.
3. Advertiser Disclosure
KaDaPoints receives promotional compensation from certain credit card companies, issuers, and financial networks when you engage with offers or affiliate links presented on our platform. This compensation is how we keep the core comparison tools free to use.
This advertising relationship may dynamically impact how, where, and in what order rewards benchmarks and offers appear on the dashboard. Compensation does not influence the accuracy of the underlying data we display, but it may affect placement and prominence. Our platform does not include every card issuer or offer available in the marketplace.
4. Limitation of Liability
We strive for absolute baseline accuracy regarding historical highest offers, sign-up bonuses, and spending multipliers. However, the financial marketplace changes constantly and without notice. To the fullest extent permitted by law, KaDaPoints assumes no liability for immediate bank changes, data processing errors, stale offer information, or unexpected bonus denials issued by financial institutions.
KaDaPoints and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your reliance on any information presented, your inability to obtain an advertised offer, or any decision made by a bank or card issuer. All services are provided on an “as is” and “as available” basis without warranties of any kind.
5. Intellectual Property & Fair Use
All content, data compilations, benchmarks, software, and designs made available through KaDaPoints are the intellectual property of KaDaPoints and are protected by applicable copyright and trade secret laws. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use our data strictly for your personal, non-commercial use.
You may not scrape, replicate, resell, redistribute, or create derivative or competing products from our data or software. Automated harvesting, cloning of our comparison database, or any commercial exploitation of our content is strictly prohibited and will result in immediate termination of your license and potential legal action.
Questions about these terms?
If you have any questions about these Terms of Service or need clarification on your license to use KaDaPoints, contact our legal team at legal@kadapoints.com.